Keep in mind that you will never be alone on your journey when deciding to buy your dream home. A lot of significant people will be your partners in this path to homeownership, and they will make choosing and acquiring your future home a lot easier. Here are the five (5) partners you will encounter as you take your first steps to homeownership.
1. Realtors
Looking for the right home and the process of purchasing it is somehow exhausting, so to make it less complicated, better call a professional — get acquainted with a realtor, it might be an real estate agent or a real estate broker. With their help, you can narrow down choices of properties to the most agreeable to your taste and budget. Moreover, realtors can help you better understand real estate jargon.
Realtors are your partners in making good property choices.
2. Real Estate Developer
A real estate developer makes communities in several locations with different styles of houses and varying prices. Among the real estate developers in Lipa City, Batangas, JJS Realty and Development is one of those that stands out the most. JJS Realty and Development Inc. does not simply construct houses but also builds a community that caters to every need of its residents — shelter, security, accessibility, and nature. Their houses are also beautiful, durable and have flexible payment terms.
JJS Realty and Development Inc. is your partner in fulfilling your dream of homeownership.
3. Financing Institutions
Most properties aren’t required to be paid in full immediately, but if you have the capacity and are willing to pay, why not? However, if you are on a budget, financing institutions such as banks or government-controlled corporations, i.e. PAG-IBIG, will be your best choice. With sufficient documents that prove your income and credibility, they may grant you a loan to pay for the remaining balance of the house of your choice. You can pay the mortgage through installments with interest for around 5 to 30 years, depending on what the institution approves, which is more economical.
Financing institutions are your partners in making well-managed finances.
4. Government
The “government” role in housing refers to the variety of activities- taxation, zoning, subsidizing, regulating, lending, and others- that take place at several levels of governance- national, state, and local.
The government lower the cost of homeownership through Pag-Ibig programs and also can allocate their portions to development of main roads and barangay roads in the area.
5. Family
Apart from your personal goals, your family is probably your biggest motivation to achieve a grander lifestyle. You dream of giving them a home with only the best things life could offer. And because they walked hand in hand with you since day one, make it a point to consider and respect their preferences. These inclinations will most likely be your first guide in choosing a home.
Family is your constant partner before, throughout, and after this homeownership journey.
All these partners mentioned playing a significant role in making your dream home come true. They will pave your path to successful homeownership.
