Is Debt Good or Bad?

Leverage / DEBT can be associated with a person’s philosophy in life, and how he regards his definition of personal happiness.

Leverage is a two-edged sword and will cut deep if used at the wrong time in the wrong way.

We live a life that is short. There is also a saying “… I will savor this moment, for I shall not pass this way again…”. There are a lot of experiences and opportunities in life that we say “pass” simply because we don’t have the money to pay for it. That’s where DEBT comes in. We borrow money so we can experience it now, “for we shall not pass this way again“.

A lot of parents borrow money to pay for their children’s tuition fees in a private school. Once you completed school, you can’t go back and experience it again like the first time around. Acquiring debt is one way to ensure that you will not miss this segment in your child’s life.

Families borrow money from the bank or Pag-ibig to pay for their house. Some say a house is not an investment because it does not bring money to your pocket. It is always a necessity to have a roof over our heads. It can be impossible for some to save money until they can buy a house in cash in full. So these institutions are helping to get you your house now and live in it now.

A lot of people get car loans so they can drive a car NOW, and not some 5 to 8 years later hoping they can save enough to buy one.

Acquiring DEBT is not a bad thing. Every person is entitled to his own personal reasons on why he wants to acquire debt — as long as you have a solid plan on how to pay for your debt and you are prepared to endure what it means to live in debt.


Diamond Heights Lipa is the flagship project of JJS Realty and Development Inc. located at Barangay Latag Lipa City. “Family and community are at the center of everything we do,  we impart that sense of family and community to our homes.”

Diamond Heights feature Modern-Contemporary houses. Other than this, Diamond Heights is known for its vow to live closer to nature, to breathe fresh air, and be away from urban areas to leap into Mother Nature’s open arms. Living in a quiet community enjoying Lipa’s cool climate is a perfect place to raise a family!

Diamond Heights Lipa House model 1

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